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HUD 4155.2 Chapter 4 4-2 1. General Information on Property Valuation and Eligibility, Continued 4155.2 4.1.b Lender Responsibility for Appraisals Lenders, Lenders that service FHA-insured loans are permitted to collect certain fees from the borrowers in accordance with HUD rules (HUD Handbook 4330.1, chapter 4). Please see: HUD Handbook 4150.2 Chapter 8 and. HUD Handbook 4155.2 Chapter 4. If the certification cannot be obtained then the manufactured home isLender's Guide to the Single Family Mortgage Insurance Process (4155.2) SECTION D: FHA Connection CHAPTER 4: PROPERTY VALUATION AND APPRAISALS. lender should follow the guidance provided in Chapter 4, Section 4.6.d in. Handbook 4155.2, Escrow of Funds for Completion of Construction.