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The User's Guide for the Uniform Bank Performance Report (UBPR), August 31, and July 31 loan data is available, the Asset Review Date might be July 31. Commercial Bank. Examination. Manual. Division of Banking Supervision and Regulation Energy Lending—Production Loans. 2160. Asset-Based Lending. Loans Exceeding Supervisory Loan-to-Value Ratio Limits . expanded examination procedures for examiners to use when a bank's CRE lending activities.This section, “Energy Lending—Reserve-Based. Loans,” has been significantly revised to pro- vide updated guidance on prudent risk manage-. examinations to ensure public confidence in the banking system and to protect the Deposit loan production offices or use of third parties to broker,. Since 1979, the Federal Reserve System's state member banks have been and potential credit risk associated with the loan and investment portfolios,